You don’t wish to pay the entire amount at once? Pay in instalments, over a period of up to 60 months!
Use the ESTO hire-purchase to pay for goods and services – the most favourable, the most convenient and the fastest hire purchase link in Estonia!
Add the desired goods to the shopping cart, confirm your order, and select the ESTO hire-purchase for the payment method. When paying, select the preferred period, the amount of the monthly instalment, and sign the transaction conveniently using the Smart-ID or Mobile-ID solution, or your ID card.
The ESTO hire-purchase is an extra-fast and convenient payment solution that helps to prepare for you a payment schedule for the payment period you have chosen. This payment solution takes the decision in real time, and helps you to complete your purchase within less than 60 seconds.
ATTENTION! Every hire-purchase is a financial obligation.
Before signing a hire purchase agreement, please review the terms and conditions of the respective service and, if needed, consult a specialist.
The provider of the ESTO hire-purchase is ESTO AS (reg. code 14180709).
Standard terms and conditions of the ESTO hire-purchase until 01.09.2022:
- Interest 0% for 6 month (after the 6th month 9.9% interest adds up)
- Contract 0 euros
- Period – up to 5 years
All citizens of the Republic of Estonia in the age between 18 and 70 may apply for the ESTO hire-purchase.
Every financial decision involves risks and obligations, and therefore you are advised to carefully consider the need for using any loan products. Example: with the loan amount of 799 euros, the loan amortisation period of 24 months, and the fixed interest rate of 9.90%, the annual percentage rate of charge will be 19.53%, the annual instalment amount – 39.88 euros, and the total amount paid by the consumer will be 957.12 euros.
ESTO 3-part SLICE payment method – pay in 3 equal parts. In 3 months. No fees. Just pay later!
Use ESTO 3-part SLICE payment method to pay for goods or services – pay for your shopping cart in three equal instalments, without any fees!
Add products to your shopping cart, confirm the order, select ESTO 3 as your payment method, and sign the transaction conveniently using the Smart-ID or Mobile-ID solution, or your ID card.
- No additional charges will be added, provided that you pay the cost of your shopping cart in full and on time within three months.
- The monthly instalment amount is calculated by dividing the value of the shopping cart into three equal parts.
- The minimum shopping cart value to use ESTO 3, is 60 EUR.
- All citizens of the Republic of Estonia in the age between 18 and 70 may apply for the use of ESTO 3.
Terms and conditions of the ESTO 3 payment method
The provider of the ESTO 3 payment method is ESTO AS. The decision to use this payment method is a financial decision involving risks and obligations, and therefore you are advised to carefully consider your need for any loan products. The annual percentage rate charge of ESTO 3 is 0% on the following model conditions: interest rate 0%, no other fees.
If you are not able to make the payments in accordance with the schedule of ESTO 3, your ESTO 3 agreement will be terminated and the amount you owe to ESTO AS will be considered a loan withdrawn under an overdraft facility agreement, and the additional charges will apply in accordance with the overdraft facility agreement.
ESTO 3 payment method is provided by ESTO AS.
Telephone: (+372) 622 52 52